Purchasing a home is likely the biggest and most important financial transaction a person will make in their lifetime. Searching for the right home and getting your offer accepted can be a stressful experience. It takes a realtor with great experience and strong negotiation skills. The last thing you need to worry about is your financing.
That's why it's so important to select a mortgage professional with the experience and knowledge and communication skills who can seamlessly guide you through the process of obtaining a mortgage with the optimal terms and that best fits your financial goals and needs.
After packing my car and moving to the Bay Area from the Midwest in 1980 when I was 19, I began my career in the mortgage business shortly after marrying my beautiful wife Denise in 1985. I soon realized that I wanted to get involved in the financial side of real estate and help people achieve the dream of homeownership. Now, 39 years, two wonderful kids and two beautiful grandkids later, I have helped hundreds of Californians with the financing and refinancing of their homes and have closed over a billion dollars in purchase and refinance transactions.
My goal on every transaction and with every client is to make it a seamless and stress-free experience with constant communication and as much education as they desire about the process and the programs available to them. I offer detailed comparisons of products and terms and costs to help you make a confident, informed decision on your financing.
Responding to emails and texts late at night and on weekends is part of my job and the unique service level that I offer to my clients and their agents. In addition, the rates I can offer with PMP through our many resources are among the most competitive available. And we always close on time.
As for my hobbies and interests, I enjoy playing guitar, golfing, Hawaiian vacations, summer BBQs, classic rock & acoustic folk, and watching the Cubs, the Dubs, and the Niners.
It would be an honor and a privilege for me to assist you with this most important financial decision, and I look forward to working with you!
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