Meet Our Team

meet our team

Kevin Brackett - Mortgage Advisor

Buying a home or refinancing is exciting - but for self-employed borrowers, business owners, and investors, it can feel like the rules are stacked against you.

I help clients across California secure financing solutions that actually fit their situation - whether that means qualifying without traditional tax returns, structuring an investment property deal, or navigating the most competitive agency loan options.

Who I Work With

  • Borrowers - self-employed, real estate investors, or anyone with complex income who needs a creative approach to get approved
  • Referral Partners - Realtors, CPAs, attorneys, and financial advisors who want a trusted mortgage partner for their clients' unique needs

How I Help

  • Non-QM, Bank Statement, DSCR, and other alternative documentation loan programs
  • Conventional, FHA, VA, and Jumbo loans for those who fit traditional guidelines
  • Strategic pre-approval planning to avoid surprises later in the process

My goal is simple: make financing feel possible, not painful - and help you close on time, every time.

Get Your Mortgage Rate Quote

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE Mortgage Rate Quote